Even if your new year resolutions have nothing to do with finances, it’s always a good idea to yearly give your financial processes the once over. Are you spending the way you would like? Are you giving as much as you would like? Do you have savings? Investments? Are you prayerful about these things?
If you have any qualms, why not ask your husband for a financial work day and spend time going over the finances. Make sure you are using your money in a way that works for both of you and is in line with your values. It’s also a good idea to make sure that you both know where all your important paperwork and financial information is stored and organized.
If you are really struggling with your finances, may I encourage you to look into Financial Peace University? Dave Ramsey and his team have updated the class and it is truly amazing. Paul and I will be facilitating one shortly (wish y’all could all be here) and there are classes all over the place. If you are not within shouting range of a class, try talking your church or other group into starting one. In a pinch you could read his book The Total Money Makeover or use his home study kit.
I have seen a number of financial turnarounds in the lives of those who have taken the class. It’s certainly worth considering.
I believe that through knowledge and discipline, financial peace is possible for all of us. Dave Ramsey
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If your new year goals involve reducing clutter, you might want to check out 365 Less Things. It’s a great blog that helps you deal with your stuff a little at a time.
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