My husband tends to be a spender and I’m a saver. You can imagine that holidays can be challenging. Add the cultural call to “spend, spend, spend” and it can get pretty crazy.
Why not discuss and agree ahead of time on what you will do and how you will spend? Do you really need to buy a gift for everyone you know? Why not bake cookies and give away small bags of them? In large gatherings, ask folks to consider a Secret Santa type gift exchange where you only buy one gift or buy a family/group gift (game, DVD, etc.) instead of buying individual gifts for everyone.
You might even let family and friends know that you are planning on a financially saner holiday. Most folks can identify and will likely appreciate your effort to simplify the holidays.
Bottom line – Plan ahead, be wise and don’t let the holidays wreck your finances.
THE CONTEST – add your “free-to-inexpensive gift ideas” as a comment to this post before November 20th, 2011. My husband will pick a number and the poster in that position will win Apples to Apples On the Go (aff link), a fun, quick card version of the original Apples to Apples. Holidays and games go together!
Here’s a nice financial tool (has a phone app as well) – Manilla automatically retrieves, organizes and stores your bills, statements, subscriptions and more. It will send you due notices so no more “Oops! I forgot to pay the bill.”
Clearing the “Counter Pile” for a Tickler File – a very nice paper organization help from Simple Mom.
Be generous! Lori <><
46 days ’til Christmas!